I've a life long love of baseball, thus, forgive the parallels that follow: All planning and best intentions aside, our lives serve up any number of pitches - some are anticipated and expected, and we're ready for them. Marriage, Relocation, the Birth of Children and Growing Families. On the other hand, some are unexpected, and do funny things, like seemingly dip and swerve and bounce in mid-air. They are called "curve balls" and trick pitches. When we're not ready for them, nonetheless, we have to stand in there and take our best swing. Some examples? Marriage, Relocation, the Birth of Children and Growing Families (surprise - sometime notanticipated or expected). Add to these, Marital Dissolution, Relocation, the Emergence of Children into Adulthood, Shrinking Families and "the Empty Nest."
Lo and behold, fast balls, curve balls, and trick pitches are all capable of being hit for Home Runs. Just gotta be prepared, ready and equipped, and have a someone who has your back, who is loyal and who you can trust and rely upon to be there. My own experience includes decades as a player, as a coach and as a fan/spectator. In each position, I have striven to be "that Guy." Making it through LIFE Passages takes courage, patience and confidence and "that Guy" who can help pull you through.
Allow me to be "that Guy" for you.
"... that's Dale."
FIRST TIME HOME BUYERS
First Time Home Buying can be daunting and scary. That's wholly natural and normal - after all, as the saying goes, Home Purchases are perhaps the largest financial opportunities that we make in our lifetimes. But, daunting and scary needn't be, with a caring professional on your side, helping to guide you and keeping you informed along the way.
Some common "misconceptions":
"Student Loans must be paid off before one can even THINK about home ownership?" Not.
"Twenty percent (20%) down payments are required. Who has that kind of resources?" Not.
These two thoughts end up delaying First Time Home Ownership onto the "back-burner." Why continue to build your Landlord's equity or miss out on deductions come tax time?
Getting into a first home is easier than most think, and securing a Financing Pre-Qualification allows a realistic view of what markets can be targeted, and when, all conveniently, at no cost or obligation. A Pre-Qualification is a "First Step." Dip your toes in, see what might be possible. Knowledge IS power - and you can be empowered (and surprised) and go from there. That said, nothing happens unless a "First Step" is taken.
Call, text or send an email saying "I'm interested/ready" and I'll arrange a Financing Pre-Qualification Determination immediately. You can be on your way to Home Ownership.
"... that's Dale."